Showing 34 schemes
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
Ministry of Agriculture & Farmers Welfare
KEY BENEFITS:
- ❖₹6,000 per year
- ❖Payable in three equal installments of ₹2,000
- ❖Direct bank transfer. No middlemen involved
Ayushman Bharat PM-JAY
Ministry of Health and Family Welfare
KEY BENEFITS:
- ❖Health cover of ₹5 lakhs per family per year
- ❖Cashless access at 25,000+ empaneled hospitals
- ❖Covers pre and post hospitalization expenses
PM Ujjwala Yojana
Ministry of Petroleum and Natural Gas
KEY BENEFITS:
- ❖Free LPG connection
- ❖First refill free
- ❖LPG stove (chulha) free
Pradhan Mantri Awas Yojana (Gramin)
Ministry of Rural Development
KEY BENEFITS:
- ❖Financial assistance up to ₹1.20 lakh (plains)
- ❖₹1.30 lakh in hilly/NE states
- ❖Convergence with Swachh Bharat for toilet
Pradhan Mantri Mudra Yojana (PMMY)
Ministry of Finance
KEY BENEFITS:
- ❖Shishu: Loans up to ₹50,000
- ❖Kishore: Loans ₹50,001 to ₹5 lakh
- ❖Tarun: Loans ₹5 lakh to ₹10 lakh
National Social Assistance Programme (NSAP)
Ministry of Rural Development
KEY BENEFITS:
- ❖₹200-₹500/month central contribution
- ❖States top up to increase total pension
- ❖Monthly direct bank transfer
PM SVANidhi (Street Vendor AtmaNirbhar Nidhi)
Ministry of Housing and Urban Affairs
KEY BENEFITS:
- ❖Initial loan up to ₹10,000 without collateral
- ❖Enhanced loan up to ₹20,000 on timely repayment
- ❖Further loan up to ₹50,000 for repeat borrowers
Pre-Matric Scholarship for SC/ST Students
Ministry of Social Justice & Empowerment
KEY BENEFITS:
- ❖Monthly day scholar allowance
- ❖Monthly hostel allowance
- ❖Annual adhoc grant for books and stationery
Kisan Credit Card (KCC)
Ministry of Agriculture & Farmers Welfare
KEY BENEFITS:
- ❖Revolving credit limit based on land holding and crop pattern
- ❖Interest rate as low as 4% per annum with prompt repayment subvention
- ❖Credit for crop cultivation, post-harvest, and allied activities
Post-Matric Scholarship for SC/ST Students
Ministry of Social Justice & Empowerment / Ministry of Tribal Affairs
KEY BENEFITS:
- ❖Maintenance allowance: ₹380–₹1,200/month for day scholars (varies by course level)
- ❖Maintenance allowance: ₹1,000–₹1,500/month for hostellers
- ❖Study tour, thesis, book allowance as applicable
National Means-cum-Merit Scholarship Scheme (NMMSS)
Ministry of Education
KEY BENEFITS:
- ❖₹12,000 per year (₹1,000/month) scholarship
- ❖Paid from Class 9 to Class 12 (4 years)
- ❖Direct bank transfer via DBT
Samagra Shiksha Abhiyan
Ministry of Education
KEY BENEFITS:
- ❖Free and compulsory education for all children aged 6–14 (RTE)
- ❖Free textbooks, uniforms, and stationery for eligible students
- ❖Residential schools and hostels for girls and SC/ST students
Atal Pension Yojana (APY)
Ministry of Finance (Administered by PFRDA)
KEY BENEFITS:
- ❖Guaranteed monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000 after age 60
- ❖Same pension continues to spouse after subscriber's death
- ❖Nominee receives the corpus amount on death of both subscriber and spouse
Stand-Up India
Ministry of Finance (SIDBI)
KEY BENEFITS:
- ❖Composite loan of ₹10 lakh to ₹1 crore per eligible borrower
- ❖Covers 75% of project cost (promoter must contribute at least 10%)
- ❖Repayment period up to 7 years with a moratorium of up to 18 months
Gruha Lakshmi Scheme
Government of Karnataka
KEY BENEFITS:
- ❖₹2,000 per month
- ❖Direct bank transfer on fixed date
- ❖Covers woman head of every household
Yuva Nidhi Scheme
Government of Karnataka
KEY BENEFITS:
- ❖₹3,000/month for degree graduates
- ❖₹1,500/month for diploma holders
- ❖Provided for up to 2 years
Gruha Jyoti Scheme
Department of Energy, Government of Karnataka
KEY BENEFITS:
- ❖First 200 units of electricity per month completely free
- ❖Zero electricity bill for households consuming up to 200 units/month
- ❖Benefit automatically applied to existing electricity connection
Rajiv Gandhi Housing Corporation Scheme
Rajiv Gandhi Housing Corporation Limited (RGHCL), Government of Karnataka
KEY BENEFITS:
- ❖Financial assistance up to ₹1.50 lakh for house construction (rural BPL)
- ❖Subsidy for urban EWS/LIG housing under state and centrally assisted components
- ❖Convergence with PMAY-Gramin and PMAY-Urban for enhanced benefit
Mahatma Jyotirao Phule Jan Arogya Yojana
Government of Maharashtra
KEY BENEFITS:
- ❖Cover up to ₹1.5 lakhs per family per year
- ❖Cashless treatment at 500+ hospitals
- ❖Covers 1,034 medical procedures
Mukhyamantri Majhi Ladki Bahin Yojana
Government of Maharashtra
KEY BENEFITS:
- ❖₹1,500 per month direct bank transfer
- ❖Financial autonomy for women
- ❖No income tax implications
Mukhyamantri Chiranjeevi Swasthya Bima Yojana
Government of Rajasthan
KEY BENEFITS:
- ❖Health cover up to ₹25 lakhs per year
- ❖₹10 lakh base cover + ₹15 lakh for catastrophic illness
- ❖Cashless treatment at 1,900+ hospitals
Kalaignar Magalir Urimai Thittam
Government of Tamil Nadu
KEY BENEFITS:
- ❖₹1,000 per month
- ❖Direct bank transfer on fixed date
- ❖Covers all eligible women in TN
Mukhyamantri Kisan & Sarvhit Bima Yojana
Government of Uttar Pradesh
KEY BENEFITS:
- ❖₹5 lakh compensation for accidental death or permanent disability
- ❖Free cashless treatment up to ₹2.5 lakh at empaneled hospitals
- ❖₹1 lakh compensation for partial permanent disability
UP Old Age Pension Scheme (Vridhavastha Pension)
Social Welfare Department, Government of Uttar Pradesh
KEY BENEFITS:
- ❖₹1,000/month pension (state + central combined)
- ❖Direct bank transfer every quarter
- ❖Covers rural and urban elderly beneficiaries
UP Free Laptop Yojana
Department of Information Technology, Government of Uttar Pradesh
KEY BENEFITS:
- ❖Free laptop distributed to eligible meritorious students
- ❖Targets students scoring 65% or above in UP Board Class 10 or Class 12
- ❖Priority to students from SC/ST and other weaker sections
Kanya Sumangala Yojana
Government of Uttar Pradesh
KEY BENEFITS:
- ❖₹2,000 at birth
- ❖₹1,000 at 1-year vaccination
- ❖₹2,000 at Class 1 admission
UP Vridhavastha Pension Yojana
Government of Uttar Pradesh
KEY BENEFITS:
- ❖₹1,000 per month
- ❖Direct bank transfer quarterly
- ❖Covers all eligible elderly in UP
Lakshmir Bhandar
Department of Women & Child Development and Social Welfare, Government of West Bengal
KEY BENEFITS:
- ❖₹1,000/month for General category
- ❖₹1,200/month for SC/ST category
- ❖Direct bank transfer every month
Krishak Bandhu
Department of Agriculture, Government of West Bengal
KEY BENEFITS:
- ❖Up to ₹10,000 per year (per acre)
- ❖₹2 lakh death benefit insurance
- ❖Covers all farmers including sharecroppers
Aikyashree Scholarship
West Bengal Minorities' Development & Finance Corporation (WBMDFС)
KEY BENEFITS:
- ❖Pre-Matric: ₹1,100–₹1,125/month (hostellers) or ₹380–₹400/month (day scholars)
- ❖Post-Matric: Up to ₹7,000/month for hostellers depending on course level
- ❖Merit-cum-Means: Up to ₹1 lakh/year for professional courses
Kanyashree Prakalpa
Department of Women & Child Development and Social Welfare, Government of West Bengal
KEY BENEFITS:
- ❖K1 (Annual): ₹1,000/year for girls aged 13–18 enrolled in school
- ❖K2 (One-time): ₹25,000 at age 18 on remaining unmarried and continuing education or vocational training
- ❖K3: Scholarship support for higher education (select categories)
Utkarsh Bangla
Paschim Banga Society for Skill Development (PBSSD), Government of West Bengal
KEY BENEFITS:
- ❖Free skill training across 50+ vocational trades
- ❖Short-term courses ranging from 3 to 12 months
- ❖Training conducted at empaneled training centres across WB
Banglar Bari
Department of Housing, Government of West Bengal
KEY BENEFITS:
- ❖Financial assistance up to ₹1.20 lakh for construction of pucca house
- ❖Assistance disbursed in installments linked to construction progress
- ❖Covers urban poor not covered under PMAY-Urban
Rupashree Prakalpa
Department of Women & Child Development and Social Welfare, Government of West Bengal
KEY BENEFITS:
- ❖One-time grant of ₹25,000 at the time of marriage
- ❖Direct bank transfer to the bride's account
- ❖Applicable only for adult marriage (bride aged 18 or above)