Eligibility
Who Can Apply
- Families listed in SECC 2011 database
- Scheduled Caste and Scheduled Tribe households
- EWS and OBC families with income below ₹3 lakh
- Active construction workers
- RSBY beneficiaries
Who Cannot Apply
- Families with formal government employment
- Households owning motorized 2/3/4-wheelers (with exceptions)
- Income tax payers
- Professionals such as doctors, engineers, lawyers
Benefits
- Health cover of ₹5 lakhs per family per year
- Cashless access at 25,000+ empaneled hospitals
- Covers pre and post hospitalization expenses
- No premium to be paid by beneficiary
Documents Required
- Aadhaar Card
- Ration Card or BPL certificate
- Income certificate (if applying under EWS)
- Caste certificate (for SC/ST/OBC)
- Mobile number
How to Apply
Online
- Visit pmjay.gov.in and check eligibility
- Call Helpline 14555 to confirm eligibility
- Visit nearest empaneled hospital's Ayushman Mitra desk
- Show Aadhaar. Your Ayushman card will be issued on the spot
Offline / CSC
- Visit nearest Common Service Centre (CSC)
- Carry Aadhaar and ration card
- CSC operator will verify and issue Ayushman card
- Completely free. Do not pay anyone for this
Frequently Asked Questions
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